Health, Business, Retirement Planning & Life Insurance Services in New Jersey

What If Life Changes Tomorrow? Will You Be Ready?

Since 1996, BEW Financial Solutions has helped families and business owners in New Jersey prepare for life’s curveballs. Whether you’re planning for the future or protecting what you’ve built, we offer personal guidance and real coverage—so you’re always ready for what comes next.

Health

Insurance 

Commercial Insurance 

Life Insurance 

Retirement

 Planning

What Our Clients Are Saying

We Treat Clients Like Family—Because That’s How We Started

As a family-run, independent insurance agency in North Jersey, BEW Financial Solutions has been guiding clients through every life stage for nearly three decades. We understand the unique needs of our communities in North New Jersey and take pride in offering clear, unbiased advice on everything from group health insurance and business liability coverage to personal insurance and retirement income planning. With us, you’ll never be just another policyholder—you’re part of the BEW family.

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Insurance & Financial Solutions Built for Life’s Realities

Family at a table, eating. Adult children, baby, and parents enjoy a meal together in a bright kitchen.

Health Insurance

Protect your health and everyday life in New Jersey, including Medicare, dental, vision, hospital indemnity, and Medigap coverage—plans designed to fit your needs and budget.

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Commercial Insurance

Keep your company safe with comprehensive commercial insurance. From cyber liability and general liability insurance to group health and key person life insurance, we help North Jersey businesses thrive securely.

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Retirement Planning

We help you with retirement income strategies and annuities —helping you build long-term stability and wealth across generations.

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Life Insurance

Secure your family’s tomorrow with customized life insurance in North Jersey. Whether you choose term, whole, or universal life, we’ll help you protect your loved ones and leave a meaningful legacy.

Golden sunburst logo.

Coverage That Works When Life Doesn’t Go as Planned

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Life Insurance New Jersey:

Protect what matters most with term, whole, or final expense insurance designed for families and individuals across Pompton Lakes, Wayne, and North Jersey.

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Personal Insurance New Jersey

Safeguard your health and lifestyle with dental, vision, cancer, hospital indemnity, and Medigap plans—coverage designed to give you peace of mind every day.

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Commercial Insurance Wayne NJ

From cyber liability coverage for businesses to group health insurance in NJ, we help local businesses stay resilient and compliant.

Invoice with dollar sign.
Financial Planning Services New Jersey

Build a strong financial foundation with retirement planning, annuities, and generational wealth strategies tailored to your goals.

What Makes Us Different


Independent Since Day One

We represent your best interests—not the carriers’. That means unbiased guidance and access to the best life, health, and business insurance options in New Jersey.


North Jersey Roots

We’re proud to serve North New Jersey communities. Our local insight means your coverage fits your real-life needs—not a corporate template.


Clear, Honest Guidance

No confusing jargon or high-pressure sales. Just transparent insurance advice that helps you make confident decisions for your family or business.


Experienced Since 1996

From financial planning to commercial insurance, we hold ourselves to the highest standards of integrity and professionalism—because earning your trust matters more than any policy.

What Our Clients Are Saying

Opening double quotation mark.
United Healthcare logo: blue shield symbol with white lines and text "United Healthcare."
Aetna logo in purple on a white background.
Blue Cross Blue Shield logo: Blue cross symbol next to blue shield with caduceus, and text.
Logo of Clover Insurance Brokers Limited: green clover in circle above the word "CLOVER" and business name.
WellCare Health Plans logo: blue stylized leaves with "WellCare Health Plans" text.
Horizon Healthcare logo in dark and light blue.

Frequently Asked Questions

  • What types of insurance do you offer?

    We offer life insurance, personal insurance, Medigap, group health, hospital indemnity, and commercial insurance in NJ, along with financial planning services across New Jersey.

  • Is your insurance consultation really free?

    Yes—your first consultation is completely free. We believe in trust-first service, starting with a no-pressure conversation about your insurance and financial planning needs.

  • Can you help with retirement or wealth planning?

    Absolutely. Our financial planning services in New Jersey include annuities, retirement income strategies, and wealth preservation to help you live comfortably and confidently.

  • I’m not sure what coverage I need. Can you help me decide?

    That’s what we do best. We’ll explain your options—whether it’s life insurance, personal insurance, Medigap, or cyber liability coverage for your business—in clear, practical terms.

We Treat Clients Like Family—Because That’s How We Started

As a family-run, independent insurance agency in North Jersey, BEW Financial Solutions has been guiding clients through every life stage for nearly three decades. We understand the unique needs of our communities in Pompton Lakes, Wayne, and Paterson, and take pride in offering clear, unbiased advice on everything from group health insurance and business liability coverage to personal insurance and retirement income planning. With us, you’ll never be just another policyholder—you’re part of the BEW family.